A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the rise of online and mobile banking, users are increasingly turning to electronic channels for their financial needs. This shift has led to a drop in branch openings, and many institutions are consolidating existing branches to optimize co

Free cash flow (FCF) serves as a crucial metric for investors and business operators alike. It reflects the true cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can signal a healthy and sustainable business, capable of growing. Understanding how to assess FCF and strategically m